FutureCard: Your Debit Card with No Fees
Enjoy a fee-free experience with every purchase and start earning rewards instantly.
No Monthly Fees
Cashback Rewards
Instant Access


No Monthly Fees
Cashback Rewards
Instant Access
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Save 10% on your energy bills when you link your current utility account to Arcadia and pay with FutureCard.1 There's no need to switch providers – just connect your existing account and start earning cashback automatically. It's a simple way to reduce your energy costs while keeping your current service.
Power up your EV with 10% cashback at charging stations nationwide!1 With FutureCard, you'll earn rewards at thousands of stations across the country – from superchargers to local chargers. Hit the road and watch your savings grow with every charge!
Score 5% cashback when you shop second-hand and thrift shops with FutureCard!1 From vintage finds to pre-loved treasures, you'll earn rewards on every sustainable purchase. Give new life to great pieces while putting money back in your pocket – it's shopping that's smart and stylish!
Discover the future of food – plant-based meals and restaurants earn you 5% cashback with FutureCard!1 From vibrant bowls to creative comfort foods, get rewarded for choosing earth-friendly dining. Every delicious plant-based meal puts more savings on your plate!
Save 5% on all your public transit rides when you pay with FutureCard.1 From buses to trains, subways to ferries, you'll automatically earn cashback with every trip. It's an easy way to make your daily commute more rewarding – just tap and save.
Earn 10% cashback on bike and scooter shares nationwide with FutureCard!1 Whether you're cruising on a shared bike or zipping through the city on a scooter, you'll save on every ride. Just tap your card and watch the rewards roll in while you roll on.
Earn 1% cashback on all other purchases with FutureCard!1 Beyond the premium rewards you already get on sustainable spending – like EV charging, transit, and plant-based dining – you'll earn rewards everywhere else you shop. It's the smart way to earn while making a difference.
A fee-free debit card that rewards you for every purchase
Your purchases can make a difference, with cashback1 rewards at every turn.

No Monthly Fees, Just Savings
Save on recurring charges and manage your money stress-free.
- No hidden fees, no suprises
- Keep more of your hard-earned money.
- Earn cashback1 on every purchase.

Earn Rewards on Every Purchase
Cashback1 on each FutureCard transaction.
- Earn 5% back1 on eco-friendly purchases.
- Earn 1% back1 on all other purchases.
- Rewards are credited instantly.

Instant Digital Card Access
Get started immediately after signing up.
- Get started immediately after signing up.
- Secure, contactless payments.
- Use your digital card right away.

Perfect For Every Budget and Lifestyle
FutureCard fits into your lifestyle no matter your needs, helping you save and earn more.
- For eco-conscious shoppers: Get rewarded for supporting sustainable brands!
- For travelers: Travel across the US without transaction fees!
- For commuters: Get rewards using FutureCard in subways and buses!
Frequently Asked Questions
Yes! FutureCard offers a debit card with no monthly or annual fees, allowing you to keep more of your money while enjoying rewards on every purchase.
FutureCard offers a fee-free Visa® debit card that gives you access to exclusive rewards with no hidden costs.
The FutureCard Visa® Debit Card has no annual fees, so you can enjoy rewards without worrying about extra charges.
Yes, FutureCard allows you to use your debit card without worrying about international transaction fees, making it perfect for travel!
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