FutureCard Visa® Debit Card2

Members ride free1 on NYC subways & buses your first week

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A debit card with credit card benefits

Join today to access our membership benefits that reward your everyday MTA rides.

100% cashback1 your first week
Tap in with FutureCard and get a free week on us.
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Get $5 each week1 just for riding.
Earn a weekly reward1 each time you hit OMNY’s 12-ride fare cap.
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5% cashback1 towards everyday green choices
Save on secondhand shopping, plant based foods, bikeshares, and more!
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The first week of rides on us

100% cashback1 on your first week

Sign up for Future, also available on iOS and Google Play Store.
Make FutureCard your transit card in your digital wallet and tap in.
Get 100% cashback1 on subways and local buses your first week.
Sign Up
Frequent rider rewards

Get $5 each week1 just for riding

Sign up for Future, also available on iOS and Google Play Store.
Make FutureCard your transit card in your digital wallet and tap in.
Earn a $5 reward1 each time you hit OMNY’s fare cap.
Sign Up
Everyday Rewards

5% cashback1 for your daily green choices

Sign up with our app, available on iOS and Google Play Store
Tap with your physical FutureCard or add FutureCard to your wallet
Get 5% cashback1 towards green choices you already are making
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FutureCard Visa® Debit Card
5% cashback and more1
No credit check
4.10% APY3 on your balance
$5 welcome bonus1
No annual fee

Smart Choices. Better Rewards.

Get rewarded for every mindful choice. See the impact and earnings of every transaction you make.

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See Future's Consumer Deposit Account Agreement and the FutureCard Visa Debit Cardholder Agreement.



1 Terms and conditions apply. See future.green/legal/rewards for details.

2 Future is not a bank. Banking services are provided by Piermont Bank, Member FDIC. The FutureCard Visa Debit Card is issued by Piermont Bank, Member FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Piermont Bank; Member FDIC

3 Annual Percentage Yield (APY) of 4.10% is effective as of 02/01/2025. This is a variable rate and may change after the account is opened. No minimum deposit required or balance.
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Future may make a small commission from qualifying purchases made through affiliate links. Note that not all links published on this page are affiliate links.



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