FutureCard** Visa® Debit Card

Cashback designed for everyone

Every transaction puts money  in your pocket through high cashback* and meaningful rewards.
5% cashback and more
No Credit Check
1.75% APY*** on your balance
$5 welcome bonus*
No Annual fee

Trusted Benefits

“It earns an unlimited 5% cash back on eco-friendly purchases, including EV charging, public transit ... and more”

Explore what FutureCard can do for you

Save on purchases

Future unlocks 5% cashback on purchases, plus exclusive deals and rewards to help you save even more!

Redeem Rewards

Redeem Future points for gift cards, travel, merchandise and more - the rewards you want, when you want them!

Use Everywhere

From groceries to transit to everyday buys, Future is accepted everywhere - making every purchase more rewarding!

Save on Purchases

A cashback debit card designed to save you money wherever your day takes you.

6%
Cashback from brand partners
5%
Cashback on groceries and 50,000+ sustainable stores, public transit and more
1%
Everywhere else, always
Categories where you can save
Community Solar

Save 10% on your energy bills when you link your current utility account to Arcadia and pay with FutureCard. There's no need to switch providers – just connect your existing account and start earning cashback automatically. It's a simple way to reduce your energy costs while keeping your current service.

EV Charging

Power up your EV with 10% cashback at charging stations nationwide! With FutureCard, you'll earn rewards at thousands of stations across the country – from superchargers to local chargers. Hit the road and watch your savings grow with every charge!

Shop Secondhand

Score 5% cashback when you shop second-hand and thrift shops with FutureCard! From vintage finds to pre-loved treasures, you'll earn rewards on every sustainable purchase. Give new life to great pieces while putting money back in your pocket – it's shopping that's smart and stylish!

Plant-based restaurants

Discover the future of food – plant-based meals and restaurants earn you 5% cashback with FutureCard! From vibrant bowls to creative comfort foods, get rewarded for choosing earth-friendly dining. Every delicious plant-based meal puts more savings on your plate!Copy

Public Transit

Save 5% on all your public transit rides when you pay with FutureCard. From buses to trains, subways to ferries, you'll automatically earn cashback with every trip. It's an easy way to make your daily commute more rewarding – just tap and save.

Bikeshare & Scootershare

Earn 10% cashback on bike and scooter shares nationwide with FutureCard! Whether you're cruising on a shared bike or zipping through the city on a scooter, you'll save on every ride. Just tap your card and watch the rewards roll in while you roll on.

1% cashback everywhere else

Earn 1% cashback on all other purchases with FutureCard! Beyond the premium rewards you already get on sustainable spending – like EV charging, transit, and plant-based dining – you'll earn rewards everywhere else you shop. It's the smart way to earn while making a difference.

Redeem Rewards

Your Future points unlock a world of rewards. Choose from gift cards, dream getaways, or the latest merchandise - cash in whenever you're ready.

Free Subway Rides for Members

New members get 100% cashback for their first 7 days when riding MTA in New York City. Then, 5% cashback on each swipe!

$5 Frequent Rider Reward

Future members riding the NYC subways and buses get a $5 reward whenever you hit the OMNY fare cap each week (or when $34 is spent in a 7-day period).

5% cashback and more

At  50,000+ businesses, public transit, groceries and more.

VIP Experiences

Let us roll out the green carpet for you! From exclusive ticket access to presale and more, Future members get access to many rewarding experiences,

Use FutureCard Everywhere!

Simple to get, simple to use, simply rewarding. Earn 5% cashback on purchases with no hoops to jump through. No fees, no credit check, just earnings!

Instant Funding

Connect an existing debit account to Future to move funds into your new account to begin racking up cashback and points!

Fund via your bank, Venmo, Cash App and more!

Accelerate your green choices by keeping Future funded using your existing bank and your favorite digital wallet!

Direct deposit for maximum earnings (and offsets).

Use your Future Routing and Account numbers easily enable direct deposit via your employer’s HR portal.

Access your cash on the go

Take your spending power anywhere. Use your FutureCard to access your cash at tens of thousands of ATMs nationwide, so you're always ready for what's ahead.

Mobile App

Use the FutureApp to check your cash balance, points balance or to transfer money from your Future account.

ATM

Set up your PIN in the app to enable access to your cash at any ATM nationwide.
FutureCard** Visa® Debit Card
5% cashback* and more
No Credit Check
1.75% APY*** on your balance
$5 welcome bonus*
No Annual fee

Smart Choices. Better Rewards.

Get rewarded for every mindful choice. See the impact and earnings of every transaction you make.

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