More Cash. Less Carbon. Rewards for You and the Planet.
What’s the point?
More Cash. Less Carbon. The new FutureCard Visa® Debit Card rewards you for spending with a lower carbon footprint. Enjoy 6% cashback at our FuturePartners and 5% cashback on public transport, electric charging, bikes & scooters, renewed clothes, electronics & furniture and plant-based meat, dairy and eggs. See examples of high cashback.
Many other cards give you extra points on spending with a high carbon footprint, like flying or filling up your tank. That's the simple difference.
Future is not about planting trees. It's about you taking charge of your climate choices. Those choices control 66% of all carbon emissions. Understand the impact you can have with Future and complete Missions in the Future app to earn valuable FutureCoins.

Instant
Get cashback instantly and
access exclusive perks.

Effortless
Sign up in seconds. We do the rest.

Limitless
The sky is the limit for how
many rewards you can earn.

Accessible
No interest, no monthly fees.
Ever.
Do good. Do better. Keep track.
People in your neighborhood on average contribute 17 tons of carbon emissions each into the atmosphere, the weight of three elephants. See how you are doing.
Democratizing climate-smart living.
We are on a mission to make climate-smart living accessible and rewarding. We believe that climate smart living can save you money and reduce your carbon footprint.
FAQ. Answers to your questions
FutureCard is the first card that gives you 6% cashback for climate smart spending and 1% for everything else every time you pay. It’s a debit card that works everywhere Visa is accepted. Climate change impacts everyone, so we designed a card for everyone, no matter your credit score or the size of your paycheck. We are on a mission to democratize climate smart living.
Think of it as supercharging your wallet to enjoy extra savings on green spending anywhere that Visa is accepted. Sign up in seconds - does not require a credit pull.
FutureCard is fully compliant with the Payment Card Industry Data Security Standard (PCI DSS). Security features include Visa chip, biometrics, multi-factor authentication, and sensitive detail encryption. In addition, FutureCard leverages the latest tools to detect potentially fraudulent activity on your account, and enables you to freeze or reissue your card from your app.
There’s no credit pull when you apply for FutureCard and we don’t need to know your credit score or credit history. We want to give everyone access to FutureCard.
Climate smart spending means those purchases that have a lower carbon footprint as confirmed by peer-reviewed scientific research at some of the top universities and research institutes focused on climate change. We define a purchase of a product or service as green if it has a significantly lower carbon footprint than the most common alternative. For example, charging your electric car or using public transport, riding a bike or electric scooter. Learn more here. We look to add additional climate smart categories in the future that help you save money and do what’s right for our future.*
No, of course not, but we’d love it if you did! The more people use FutureCard for all their purchases across home, mobility, food and other shopping, the more climate smart spending categories we can afford to add that earn 5% cashback.
The choices we make every day have a tremendous impact on our climate. An estimated 66% of carbon emissions are linked to decisions we make about how we live, eat and move. There’s no time to wait for others to act. Let’s make the fight against climate change personal.
Future’s co-founder was on a mission to plant and nurture enough tree saplings to offset his family’s carbon footprint. To offset their footprint for the next ten years meant planting 7,600 trees and making sure those trees are healthy and thrive year after year. Every average American family would need to plant their own forest with thousands of trees each. That seemed daunting. It was much less daunting to figure out how to make climate smart choices to lower their family’s carbon emissions in the first place. Plus, not everyone has the extra cash each month to plant trees. Hence, FutureCard is designed to be good for your wallet and the planet.
FutureCoins is a revolutionary rewards program that pays you to reduce your carbon footprint!
Here’s how it works: You earn FutureCoins by completing Missions in the Future app, such as switching to an electric vehicle, opting for public transit instead of driving, saving on gas and electricity, or purchasing refurbished rather than brand-new electronics.