Designed To Put Cash Back In Your Pocket
Available on iOS and Android
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You won’t need another card
When you spend with FutureCard, you can earn 10% cashback, and more, on your daily expenses.1
Sign up for FutureCard with no credit check required. Ideal for starting fresh or keeping things simple!
Just for signing up, you’ll get $5 in points, on the house! Fund your account with at least $10 to unlock your points as cash.1
Keep more of what’s yours. FutureCard has no annual fees, no minimums, and no surprises.
Earn where you spend the most
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Make Cashback Yout New Habit
Getting rewarded for what you already do? That’s a habit worth keeping. Spend and grow with automatic cashback.¹
Make Cashback Yout New Habit
Getting rewarded for what you already do? That’s a habit worth keeping. Spend and grow with automatic cashback.¹
Make Cashback Yout New Habit
Getting rewarded for what you already do? That’s a habit worth keeping. Spend and grow with automatic cashback.¹
Make Cashback Yout New Habit
Getting rewarded for what you already do? That’s a habit worth keeping. Spend and grow with automatic cashback.¹
Make Cashback Yout New Habit
Getting rewarded for what you already do? That’s a habit worth keeping. Spend and grow with automatic cashback.¹
Earn 5% back on Every Ride
From buses to trains, subways to ferries, save on all your public transit rides when you pay with FutureCard.1
5% cashback on Groceries
Fill up your cart and your wallet. Earn 5% cashback with every trip to the grocery store for a limited time.1
5% cashback on Energy Bills
Lighten your monthly load by earning cashback on the energy you spend.1
10% cashback on EV Charging
Power up your EV with 10% cashback at charging stations nationwide!1
10% cashback on Bikeshare
Save on every shared bike ride nationwide when you pay with FutureCard.1
5% cashback at Secondhand Stores
Give new life to great pieces while putting money back in your pocket!1
Earn 5% back on Every Ride
From buses to trains, subways to ferries, save on all your public transit rides when you pay with FutureCard.1
5% cashback on Groceries
Fill up your cart and your wallet. Earn 5% cashback with every trip to the grocery store for a limited time.1
5% cashback on Energy Bills
Lighten your monthly load by earning cashback on the energy you spend.1
10% cashback on EV Charging
Power up your EV with 10% cashback at charging stations nationwide!1
10% cashback on Bikeshare
Save on every shared bike ride nationwide when you pay with FutureCard.1
5% cashback at Secondhand Stores
Give new life to great pieces while putting money back in your pocket!1
FutureApp Whenever, Wherever
Access to your card & rewards on the go
Use the Future app to check your cash balance, points balance or to transfer money from your Future account. You can also withdraw cash from your Future account at any ATM where Visa is accepted.
Available on iOS and Android
Easy Wins
Instant Funding
Send & Receive
Easily send and receive money to other Future users. Fast, secure, and simple transactions, all in one place!
Link, Spend & Earn
Connect your bank and keep your FutureCard fueled for everyday spending ... and earning!
Your Digital Wallet
FutureCard works as your wallet. Access your card at all times, pay fast, contactless and seamless!
Direct Deposits
Set up direct deposit in just a few taps, and your paycheck lands straight in your FutureCard account with no detours!
Auto-Reload
With auto-reload, set your minimum balance and we’ll ensure your FutureCard is always loaded, ready to spend and earn!
ATM Access
Withdraw cash from your Future account at any ATM where Visa is accepted.
FAQs
In case you’re wondering... everything you need to know about FutureCard is right here.
Cashback is a rewards program or incentive where you receive a percentage of your purchase amount back. With FutureCard you can receive up to 10% cashback on your purchases, depending on the merchant or merchant category.¹
Earn 5-10% cashback at over 50,000 partner businesses (up to $150 monthly), plus unlimited 1% cashback on everything else. Once you reach your $150 monthly limit at partner businesses, those purchases will continue earning the standard 1% cashback with no cap.¹
There are several ways you can add funds to your card, the most popular is direct deposit. In addition, once you set up your card you can fund instantly by connecting to an existing debit card and pulling funds from that card into FutureCard, for free. Likewise, you can connect FutureCard to your bank and transfer funds, but this takes 1-3 business days. You can also fund you card via Venmo, Cash App, or Apple Cash.
Yes, we do. Upon signing up you will be asked if you would like to request a physical card. If you do, it may take up to 10 business days to arrive. Note, you can begin using your digital card immediately upon signing up and funding.
Yes. The Future app is your all-in-one tool to manage your FutureCard, track rewards, fund your account, and more, available in both the iOS and Google Play Stores.
Yes, our APY3 (the interest you earn) is variable and may change over time. If the rate changes, all members would be notified.
Cashback is earned as points that can be redeemed for cash at a 1:1 ratio. That means each point is worth $.01.
Yes, you can. Within the Future app you can set up your card pin and begin withdrawing from your preferred ATMs.
Still have questions?
We’ve got answers, reach out and let’s chat.
Contact UsWhy they’re into FutureCard
"Epic Rewards"
“Best Card for MTA/OMNY System in NYC!"
“Easy to use and save lots of cash!!"
All the rewards, zero worry
Smart Choices Pay Off
We’ll help you spot the highest-earning cashback opportunities that match your lifestyle.
