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Member Referral

Future may from time to time launch a referral program with an opportunity to earn additional ClimatePoints for referring new members to Future*. The receipt and redemption of such promotional Rewards are subject to Future's Rewards Program Terms and Conditions (please see here).

Future's Referral Program is available to all Active Members. Active Future Members receive a unique referral link in the Future app with the opportunity to make referrals. The referred person receives an elevated $15 Welcome Bonus (credited in ClimatePoints) after meeting all of the following Eligibility Criteria:

  • click the unique referral link on their phone;
  • download the Future app;
  • receive approval for a FutureCard Visa Debit card; and,
  • make purchases totaling at least $50 and those purchases settle. Money orders do not qualify as a purchase under these terms.

The referred person may convert ClimatePoints into the equivalent in cashback and credit it to their available Future account balance once they have successfully funded their Future account with $10 or more via a Plaid-linked bank account.

The member making the referral will receive 1,500 ClimatePoints (equivalent to $15) towards their ClimatePoints balance as soon as the referred person meets all aforementioned Eligibility Criteria. Each month, the member making the referral may receive a maximum of five such referral bonuses.

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Kindly be aware that the referral link must be clicked prior to downloading the app. This link will direct you to the app store where you can download the Future app. Failure to click the link beforehand will result in the referral bonus not being added.

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See Future's Consumer Deposit Account Agreement and the FutureCard Visa Debit Cardholder Agreement.



1 Terms and conditions apply. See future.green/legal/rewards for details.

2 Future is not a bank. Banking services are provided by Piermont Bank, Member FDIC. The FutureCard Visa Debit Card is issued by Piermont Bank, Member FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Piermont Bank; Member FDIC

3 Annual Percentage Yield (APY) of 4.10% is effective as of 02/01/2025. This is a variable rate and may change after the account is opened. No minimum deposit required or balance.
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Future may make a small commission from qualifying purchases made through affiliate links. Note that not all links published on this page are affiliate links.



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