Rewards designed to keep money in your pocket

Popular Rewards
Free subway rides for members
Popular
New members get 100% cashback* for their first 7 days when riding the subway in New York City. Then, 5% cashback on each swipe!
$5 weekly frequent rider reward
Popular
Future members riding the NYC subway, bus and ferries get a $5 reward whenever you hit the OMNY fare cap each week (or when $34 is spent in a 7-day period).
VIP Experiences
Popular
Let us roll out the green carpet for you! From exclusive ticket access to presale and more, Future members get access to many rewarding experiences.

How to Earn Points

Whenever you use your FutureCard** you earn points for your purchases. Earn by spending at any category, at any time.

10x Points
Community Solar & EV charging

Earn 10x points when you connect your existing energy provider to community solar, and when you charge your electric vehicle at any charging station nation-wide.

5x Points
Sustainable Transactions

Earn 5x points when you take public transit, buy secondhand, pay your energy bill, take an electric rideshare and so much more!

1x Points
EVERYTHING else

Earn 1x point on everything else, always. You can earn more with FutureCard than any debit card on the market.

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Redeem your points for rewards!

Use our app, or web app, to redeem your points for cash , or for curated products and experiences.

step 01
Head to the App

Visit the app to check out your Points balance. You can find them on the home screen or on your Card Tab.

step 02
Receiving cash back is simple

Tap cash back, enter the total you are cashing out, hit continue. Your money hits your account balance instantly.

step 03
Redeeming products or experiences

Head to the rewards tab and browse our selection of products and experiences, tap your preferred reward, then tap "redeem."

Fresh rewards arrive regularly

Explore our dynamic rewards shop, where exciting offerings await. Here are some popular rewards our members have redeemed. Visit our app to discover our current available treasures. Convert points into cash or redeem for thrilling and unique rewards & experiences.

$200 Purple Carrot Gift Card
15,000
Pts
$200 Gift Card for the RealReal
12,000
Pts
10% Discount on AMTRAK points
8,000
Pts
FutureCard Visa® Debit Card
5% cashback* and more
No Credit Check
4.10% APY*** on your balance
$5 welcome bonus*
No Annual fee

Smart Choices. Better Rewards.

Get rewarded for every mindful choice. See the impact and earnings of every transaction you make.

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See Future's Consumer Deposit Account Agreement and the FutureCard Visa Debit Cardholder Agreement.



* Terms and conditions apply. See future.green/legal/rewards for details.

** Future is not a bank. Banking services are provided by Piermont Bank, Member FDIC. The FutureCard Visa Debit Card is issued by Piermont Bank, Member FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Piermont Bank; Member FDIC

*** Annual Percentage Yield (APY) of 4.10% is effective as of 02/01/2025. This is a variable rate and may change after the account is opened. No minimum deposit required or balance.
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Future may make a small commission from qualifying purchases made through affiliate links. Note that not all links published on this page are affiliate links.



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